The New Identify Theft – Medical Fraud

Identity theft is a very big problem and growing larger daily. Most people are concerned about credit card theft and use of debit cards. However there is an even bigger problem; medical-related fraud.

Any type of identity theft usually ruins your credit rating and makes you liable for large bills that you didn’t create. You get caught up in a web of false information that will plague you financially and medically for years to come.

Medical theft causes even more problems. If someone steals your medial insurance cards and goes to the doctor or hospital, receives services, maybe even surgery, they have created a huge problem for you.

One: You don’t find out until later, usually when the bill gets turned over to collection agency that you own a huge hospital and/or doctor bill.

Two: Your credit report takes a devastating hit.

Three: Your medical history is now altered; this can affect future insurance premiums.

Four: Whatever procedure, or diagnosis they received are now part of your medical history.

Five: Your insurance benefits may be maxed out, meaning that when you need medical care or surgery you may find that you are uninsured.

Six: You may experience being refused insurance because of pre-existing conditions you don’t have

Seven: You may at risk for inaccurate treatments because another person’s allergies, and medications may be listed on your medical records.

How to Defend Yourself:

  • The best way to defend yourself is do take steps to prevent medical identity theft in the first place.
  • Take care of your insurance card. Guard it the same as you do your identification card, credit and debit cards
  • Examine every Explanation of Benefits (EOB) statements that you get. Verify that each doctor and test are ones that you actually received. Also since the thief may use a false address be sure to ask for a summary of your EOB’s at the end of each year.
  • Check your credit reports regularly
  • Stay away from free health fairs or screenings, if they ask for your insurance information.

What to Do If Suspect a Crime:

  • Act Fast
  • Request a copy of your medical records-even if you have to pay for them
  • Do not mention the possibility of Fraud to your doctor. If it gets put on the record that your information is mixed up with another person’s information, privacy law will come into play. This means that your records will be kept confidential, even to you.
  • If you confirm fraud tell the authorities.
  • Call 1-877-IDTHEFT to report the situation.

In summary, guard your insurance information carefully, treat Identity Theft as seriously as it is.

Four Questions You Should Ask Prospective Criminal Defense Lawyers

Your initial priority after you’ve been accused of a crime should be to hire yourself the best criminal defense attorney you can locate. How can you find the best attorney for your situation? There are four important questions you need to ask of each potential representing lawyer.

Question 1 – How Will The Lawyer Handle The Case? – You’ll need to explain the case to each legal counsel you see. Let them know what charges you are facing and give them the circumstances surrounding the arrest and charges. Once you are done, ask them how they plan to handle it. There are two things you need to watch out for with their answer:

– Ensure the lawyer understands your case clearly
– Ensure they’ve paid attention to all details of the case

Question 2 – What Is Their Plan Of Action? – The legal counsel you are speaking to should be telling you what kind of action they plan to take. You want to know what your criminal defense is going to be. You also want to know how they plan to proceed in defending you in a clear, concise and easy to understand manner. Even if the criminal defense attorney is good, you can feel stressed out from the entire situation when you don’t understand the proceedings and what is happening.

Question 3 – What Are The Attorney Fees? – Remember that each lawyer will bill you differently. Some ways they may charge include:

– By the hour
– By phone call
– Charge for miscellaneous expenses

Make sure to get a ballpark amount so you understand about what it will cost to defend you. You need to make sure all the terms are clear including when you’ll need to pay your first payment or if the lawyer requests a retainer for his/her services. While you want the best and most experienced criminal defense lawyer, you need to know what their costs are overall.

Question 4 – How Will Your Attorney Keep You Updated On Your Case? – You need to question the counsel how he/she plans to keep you updated on the case. Some lawyers will make sure you’re contacted all the time while others contact you with they have information they need from you or have to share. You want the type of lawyer who will inform you of everything and how the case is progressing; it doesn’t matter if there’s no report at all. Make sure you stay in the loop and your lawyer keeps you there. If the only time you want to hear from your retained legal counsel is when they have something important to tell you, let them know this upfront.

While you’re asking these four important questions, pay attention to how the lawyer makes you feel. Are you comfortable with their process or with them? While your case is ongoing, you’ll be sharing all kinds of personal and private information; do you feel comfortable with telling them this information. You want a lawyer who won’t make a judgment about you so don’t settle for just any lawyer. Find one you are comfortable with all the way around.

Pennsylvania Criminal Defense Lawyer

Need a Pennsylvania Criminal defense lawyer? Being charged with any kind of criminal offense can result in very serious consequences, and that’s why it is vital that you have the best possible legal advice and defense attorney. When it comes to finding a criminal defense lawyer Pennsylvania residents can enjoy a choice of lawyers with experience and expertise in criminal law. With an experienced criminal defense lawyer Pennsylvania residents that have been charged with a crime can maximize their chances of proving their innocence or getting a lenient sentence.

Whatever sorts of charges have been brought against you, getting an experienced criminal defense lawyer in Pennsylvania can make a big difference to the outcome. Depending on the charges, you could be facing hefty fines and even a stretch in prison, but an experienced defense lawyer will use his or her skills, knowledge, and expertise to help you. With the right legal counsel you could end up with a far lighter sentence or even an acquittal, so the importance of getting a lawyer to fight your corner in these circumstances cannot be underestimated.

Although it is important to get the advice and expertise of a lawyer, hiring the services of a criminal defense lawyer in Pennsylvania could prove costly. This is where you could find yourself in a sticky situation, where you are in need of the advice and assistance of a criminal defense lawyer but don’t have the financial ability to pay for these services. Pure lack of money could make a big difference to the outcome of the charged brought against you, and for many people this can change their lives completely.

These days there is no need to leave things to chance and risk being without the invaluable assistance of a criminal defense attorney. A prepaid legal services plan means that should you find yourself in this kind of situation you will have immediate and easy access to a fully experienced and skilled legal expert who can determine the best course of action based upon the crime with which you have been charged.

Some Important Reasons Why You Need To Hire A Criminal Defense Lawyer

The law of the country always states that a defendant is always considered to be innocent until proven guilty. This means the onus of proving the guilt of a dependent completely rests on the shoulders of the prosecutor. Also every citizen is eligible to a fair trial. Thus every citizen must have legal representation for the duration of the trial. The legal representation of the case can be done by the defendant himself if he has a good working knowledge of the legal system.if not, he can hire an attorney to try his case for him. If the defendant is financially incapable of hiring representation then the court can assign a lawyer to his case who will try the case free of cost, or in legal jargon – pro bono.

All these rules are applicable to every facet of the law including criminal law. Criminal law comprises all crimes that cause severe harm to people or property. This includes murders, man slaughter, arson, robbery, fraud, embezzlement, tax evasion, etc. These are very serious crimes and if you are a suspect in this sort of case then you are looking at serious hard time if you are sentenced. That is the main reason why it is advisable not to try the case on your own and hire a criminal defense lawyer. He will be well aware of the law and what aspects need to be highlighted to prove your innocence.

Another reason why you should consider hiring legal representation is because there are a number of duties that make up a complete defense and these all require very minute and focused attention. The lawyer needs to gather all the relevant evidence and verify its authenticity. He must also figure out which of those need to be presented and in what order so that they do not implicate you. The witnesses that will be speaking on your behalf need to be prepared so that they appear confident in court so as to make your case stronger. Also he needs to prepare convincing opening and closing arguments that will help win the confidence of the jury members. In many cases he will also be required to be present during the jury selection and make choices for certain members of the jury. All of these duties cannot be handled by you alone and when you hire a lawyer you are basically hiring the collective experience of the entire firm, thereby multiplying your chances of a win.

Your 3-Minute Guide in Selecting a Criminal Defense Lawyer

When you or someone close to you is facing the grim prospect of being formally charged with a crime, a competent Cincinnati criminal defense lawyer is the most important player for your defense and protection of your legal rights. When you don’t have the proper information and preparation, selecting the wrong legal counsel can have dire consequences on how well you will be defended with the case leveled against you. You have to seriously assess your decision based on parameters involving practical experience, ability and the rating of the counsel you hire. Your Cincinnati criminal defense attorney is comparable to a pair of hiking shoes. If you get a pair that does not fit you perfectly, expect that your hike will be a long and difficult ordeal. On the other hand, if you are able to get a pair that is comfortable, you will have a hiking experience that is not quite as difficult as it might have been.

Here are some practical tips that you have to keep in mind if you are considering the legal counsel:

1. You should hire the services of a lawyer who specializes in specific fields and who has the practical experience and expertise on the case that you are being charged with. There are criminal defense lawyers who have specific expertise and experience on very specific offenses. Obtaining the services of such criminal defense lawyer would be a good idea.

2. You may also consider the services of public defenders. They may have been unfairly tagged as a poor alternative although we have quite a number of them who are most experienced and skilled criminal defense lawyers. Oftentimes, private lawyers often consult with them for their valuable inputs with regard to the cases that they are handling. Thus, if you are looking for the best legal counsel, you might as well consider those legal practitioners who have had experience as former public defenders.

3. From the very beginning, you should make up your mind about the specific qualities and skills that you want your legal counsel to have. It would not serve your cause if you end up with someone who you are not comfortable working with. For instance, are you willing to get someone who is a bit young and with just a few years of experience but can be relied upon for his commitment and focus to your case? Would you rather get the services of someone with a remarkable credentials but cannot commit full concentration for your defense?

4. Get the advice of relatives and friends. They may know an attorney who can exactly provide you with what you need. However, you have to remember that you don’t have to necessarily know the criminal defense lawyer personally. What is important is that you are sure that he has what it takes to defend your case and protect your legal rights.

5. Get valuable inputs and information from local legal organizations to which the attorneys are affiliated. It is important that your attorney is at least an active member of the National Association of Criminal Defense Lawyers or NACDL.